To find a house or an apartment for rent in Ibadan or anywhere in Nigeria can be exciting, but it can also be risky if you fall victim to rental scams. Many renters are now searching for how to avoid rental scam situations as fraudsters become more sophisticated. In cities like Ibadan, where the real estate market is booming, and Lagos, where the demands are very high, scammers are becoming increasingly sophisticated. These scammers target unsuspecting renters, often leading to financial loss and unnecessary stress. 

But with the right precautions, you can protect yourself and secure your dream home safely.

In our previous article, “Moving Together to Beat Lagos Rent – Smart or Risky?” We talked about the trend of shared housing among young Nigerians struggling with rising accommodation costs in big cities like Lagos. While that conversation centered on cost-saving and community living, it also highlighted a painful reality that the housing market in Nigeria is a fertile ground for fraud.

Common Rental Scams Tactics

Before learning how to avoid rental scams, it’s important to know the typical scams tactics:

  1. Advance Payment Scam – Scammers demand full or partial rent upfront before you even see the property and the moment you make payment, they disappear. In Ibadan, some agents will even tell you, “Five other people are coming with their payment right now, you need to pay the commitment fee to secure it“. 

While the Nigerian rental market moves fast, legit agents will allow you to inspect the property thoroughly before demanding a dime from you.

  1. Non-existence Properties – Scammers advertise beautiful houses online that don’t exist or are not actually for rent and then lure victims with low prices.
  1. Fake Agents or Landlords– These are Individuals posing as property managers or landlords, often with forged documents. They show houses they don’t own or even have access to and collect ‘Inspection fee’ or ‘Commitment fee’ and then disappear.
  1. The ‘Too Good to Be True’ Offers – Ibadan is generally more affordable and peaceful than Lagos, but it is not “free”. If you find a three-bedroom flat in a prime area like Bodija or Akobo and it is priced significantly lower than the market average, proceed with extreme caution. 

Scammers use low prices as bait to create a sense of urgency.  

Tips on How to Avoid Rental Scams

1. Verify the Property and Landlord

Always visit the property in person and always ask for official documents such as the title deed or land ownership papers, or a letter of authorization if dealing through an agent. 

Ensure to confirm the landlord’s identity through neighbors or the local community association.

2. Use Trusted Platforms and Verified Agents

This is another way to avoid rental scams, work with agencies or property platforms that verify their listings and have customer support channels. Avoid random WhatsApp or Facebook offers with limited information or suspiciously low prices unless the source is credible.

3. Avoid Upfront Full Payments

 Pay smartly. Always make payments via bank transfer (not cash), and ensure the account name matches the landlord or company. Also, keep all receipts and communication records.

Never pay the full rent before signing a proper lease. A small deposit is acceptable, but full payments should only be made after thorough verification and signing of a contract.

4. Ask for a Written Lease or Tenancy Agreement

A legal lease or tenancy agreement signed by both parties is essential and protects both parties. Never rely on verbal promises or agreement. 

Also, ensure the contract includes rent amount, payment schedule, security deposit, and property condition..

5. Check Online Reviews

If you’re dealing with an agent or online listing, look for reviews or testimonials from past tenants, as this helps you assess credibility.

6. Consult Local Authorities

In Ibadan and other Nigerian cities, local housing authorities or estate agents associations can help verify landlords and properties.

You can as well speak to neighbors or community members to confirm the legitimacy of the landlord/agent.

7. Trust Your Instincts

If something feels off, it probably is. High-pressure tactics or urgent payment requests are major warning signs.

Shared Living: Smart Strategy or Risky Move?

From our previous article “moving together to beat Lagos rent” strategy, young professionals teaming up to share rent in Lagos or Ibadan. While that can reduce financial pressure, it also creates new vulnerabilities if the party doesn’t verify property authenticity.

If one person handles payment or documentation on behalf of others, both parties could fall victim to a scam. 

The key takeaway: Whether you’re co-renting or going solo, verification is non-negotiable.

Extra Safety Tips for Ibadan or Any Other Part of the Country Renters

  • Consider getting a co-signer or guarantor if you’re renting for the first time.
  • Avoid sharing personal financial information over email or WhatsApp.
  • Document all communications and receipts for future reference.

Whether in Ibadan, Lagos, or any other Nigerian city, the rental market demands caution. Scammers thrive on desperation and ignorance, so the best defense is knowledge, patience and staying vigilant. However, if you’re considering co-renting to beat high rents, remember: the savings are only worthwhile if you avoid falling into the trap of fraudulent deals.

Frequently Asked Questions (FAQs) on Rental Scams About in Ibadan and Other Parts of Nigeria

What are rental scams in Nigeria?

Rental scams occur when fraudsters pose as landlords or agents to trick tenants into paying for nonexistent properties, double‑rented apartments, or fake inspection fees.

How can I verify if a landlord or agent is genuine in Ibadan?

Ask for property ownership documents such as the Certificate of Occupancy (C of O) or Deed of Assignment, and confirm with the Oyo State Land Registry. Also, insist on meeting in person at the property location before any payment.

Are rental scams more common in Lagos than in other Nigerian cities?

Yes. Lagos has higher scam rates due to intense housing demand and rising rents. However, scams also occur in Ibadan, Abuja, and other cities, so vigilance is necessary everywhere.

Is it safe to rent an apartment online in Nigeria?

It can be safe when using trusted property websites that verify listings, but avoid platforms without a reputation. Always confirm property details physically and never pay before an inspection

What are signs that a rental deal might be a scam?

To avoid rental scams, warning signs include extremely low rent, pressure to pay immediately, unclear documentation, constant postponement of inspections, and requests for payment into personal accounts.

How does co‑renting affect rental scam risks?

Co‑renting can reduce costs but increases risk if one tenant falls for a scam. All co‑tenants must jointly verify documents, agree on payment structures, and ensure legal protection.

How can students and young professionals in Ibadan or other parts of the country avoid falling for fake hostel or apartment agents?

Always inspect hostels in person, verify through the institution’s student affairs office or hostel management, and avoid paying via third parties you don’t personally know.

Adebukola Ogunremi
Author: Adebukola Ogunremi

Adebukola Ogunremi is a Nigerian writer who creates content on personal finance, career growth, workplace trends, culture, lifestyle and money habits, helping readers make smarter financial and professional decisions. She is also a God-fearing Woman with brains🙂